An insurance company has violated the implied covenant of good faith and fair dealing if it did not act fairly and honestly toward its policyholder in response to a claim.

 

In many cases, policyholders believe they have a bad faith claim against their insurer if a claim is denied; however, this is a common misconception. If a claim is believed to have been wrongfully denied, a breach of contract case should be alleged and proven first.

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Your insurance dispute attorney, while pursuing your claim, will determine whether a viable claim for bad faith exists. If a viable claim exists, your insurance dispute attorney will take the procedural steps necessary to assist you in your future bad faith claim, if after being given an opportunity to do what is right, your insurer refuses to resolve your claim in your favor.

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In other cases, bad faith claims are handled by our personal injury attorneys, not the attorneys in our insurance dispute department. It is important to contact our office to determine which type of claim best fits your situation.